Terms of Services

Acceptance Of These Terms

Using this website, requesting a quote or creating an account means these terms apply in full. If any part of them is unacceptable, the website should not be used.

What This Site Provides

LuisDrive presents auto insurance information, coverage comparisons and quote requests. Nothing shown on the website is a binding offer of insurance. Cover begins only once a policy has been issued in writing by the carrier behind it and the terms of that policy control what is covered.

Eligibility

Accounts and quote requests are limited to residents of the United States aged eighteen or older who are legally able to enter into a contract. Submitting details on behalf of another person requires that person's permission.

Account Responsibilities

Account credentials should be kept private, and activity carried out through an account is treated as authorised by its holder. Details supplied must be accurate and kept current, since quotes and policy decisions are built directly on what was entered.

Inaccurate information can lead to a corrected quote, a revised premium or a declined claim. Report any suspected unauthorised access using the contact details in the final section.

Acceptable Use

The following are not permitted while using this website.

• Submitting false, misleading or fraudulent information
• Attempting to access accounts, systems or data belonging to someone else
• Interfering with the operation of the website or the security measures protecting it
• Using automated tools to harvest content or overwhelm the service
• Copying material from the website for commercial use without permission

Communication Consent

Consent boxes on the signup page are optional and separate from one another. Consent to service messages can be given without agreeing to marketing, and neither is required to request a quote.

Where consent is given, messages may arrive by SMS, phone or email. Frequency varies. Standard message and data rates may apply. A reply of STOP ends messages and a reply of HELP returns assistance information. Marketing email includes an unsubscribe link.

Quotes And Coverage Information

Quotes are estimates based on the details supplied at the time. Verification, underwriting review or a change in circumstances can move the final figure. Coverage descriptions on this website are written in plain wording for clarity and do not replace the policy document, which is the controlling text if the two ever differ.

Intellectual Property

The text, layout, graphics and code on this website are protected property and remain owned by LuisDrive or its licensors. Personal reference use is fine. Reproduction, redistribution or republishing for commercial purposes requires written permission.

Third Party Links

Some pages link to carriers, repair networks or informational resources operated by others. Those sites run under their own terms and privacy practices, and their content is not controlled or endorsed here.

Disclaimer Of Warranties

This website is provided as it stands, without warranty of any kind, whether express or implied. There is no promise that the service will be uninterrupted, error free or continuously available, and no guarantee that every piece of information shown will be free of omissions.

Limitation Of Liability

To the fullest extent the law permits, LuisDrive is not liable for indirect, incidental, special or consequential losses arising from use of this website, including lost savings, lost opportunity or damage tied to reliance on an estimate. Nothing in this section limits liability that cannot be limited by law.

Arbitration Agreement

Any dispute connected to this website or these terms is resolved by binding individual arbitration rather than in court, under the rules of a recognised arbitration body and before a single arbitrator. Each party keeps the right to bring a qualifying matter in small claims court.

Disputes are handled individually. Class actions, class arbitrations and representative proceedings are waived by both sides. Arbitration is conducted in the state where the account holder resides unless another location is agreed in writing, and the arbitrator's decision is final and enforceable.

Changes To These Terms

These terms are updated as the service or the rules around it change. The effective date at the top marks the current version, and continued use of the website after an update means the revised terms apply.

Contact

Questions about these terms can be sent using the details below.